UBS MSCI Canada UCITS ETF hUSD acc

UBS MSCI Canada UCITS ETF hUSD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker 0HCS (ISIN LU1130155861). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, concentrated in the North American market. Rather than a manager picking stocks, it simply replicates the MSCI Canada index — the passive, low-cost approach, and its largest holdings include ROYAL BANK OF CANADA, TORONTO-DOMINION BANK and SHOPIFY INC - CLASS A. By geography it is weighted towards ~44.5% Canada. By industry it concentrates most in ~30.2% Financials and ~6.7% Energy. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.36% a year — about €36 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 11.9% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2015. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)