UBS MSCI United Kingdom UCITS ETF hEUR dis

What this fund is

UBS MSCI United Kingdom UCITS ETF hEUR dis is an exchange-traded fund (ETF) from UBS, traded under the ticker CHSC (ISIN LU1169821029). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the MSCI United Kingdom index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include HSBC HOLDINGS PLC, ASTRAZENECA PLC and SHELL PLC. Its biggest country exposures are ~52.2% United Kingdom.

Its heaviest sectors are ~13.3% Financials and ~12.6% Health Care. Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.23% a year — about €23 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 3.07% (its trailing yield). It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 11.8% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2023. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)