UBS BBG MSCI US Liquid Corp Sustainable UCITS ETF hEUR acc

What this fund is

UBS BBG MSCI US Liquid Corp Sustainable UCITS ETF hEUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker 0HD8 (ISIN LU1215461325). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the BBG MSCI US Liquid Corp Sustainable index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include AMAZON.COM INC 4.875%/26-130336, AMZN 5.8 03/13/56 and AMAZON.COM INC 4.25%/26-130331. Geographically it leans ~4.9% United States.

By industry it concentrates most in ~2.3% Technology and ~1.7% Consumer Discretionary. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.16% a year — about €16 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 4.4% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2015. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)