UBS MSCI Japan Socially Responsible UCITS ETF hUSD acc

What this fund is

UBS MSCI Japan Socially Responsible UCITS ETF hUSD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker 0HDN (ISIN LU1273489440). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI Japan index — the passive, low-cost approach, and its largest holdings include TOKYO ELECTRON LTD, RECRUIT HOLDINGS CO LTD and SUMITOMO MITSUI FINANCIAL GR. Geographically it leans ~48.9% Japan.

Its heaviest sectors are ~14.7% Industrials and ~11.3% Technology. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.22% a year — about €22 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD.

Its price has swung about 17.8% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2016. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)