UBS MSCI EMU Socially Responsible UCITS ETF hUSD acc

UBS MSCI EMU Socially Responsible UCITS ETF hUSD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker 0HE1 (ISIN LU1280300770). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the MSCI EMU index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include ASML HOLDING NV, SCHNEIDER ELECTRIC SE and ING GROEP NV. Its biggest country exposures are ~19.2% France, ~14.4% Netherlands and ~4.3% Germany. Its heaviest sectors are ~13.8% Technology and ~12.9% Financials. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.23% a year — about €23 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 14.4% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2016. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)