Xtrackers US Treasuries 1 3 UCITS ETF 1C

Xtrackers US Treasuries 1 3 UCITS ETF 1C is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XUS1 (ISIN LU1920015523). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. It follows the IBOXX $ TREASURIES 1-3® Index index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include TREASURY NOTE, TREASURY NOTE and TREASURY NOTE. Spread across roughly 99 holdings (the ten largest ≈ 13.7%), no one position makes or breaks the fund. By geography it is weighted towards ~99.8% United States and ~0.2% Ireland. By industry it concentrates most in ~99.8% Government. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.06% a year — about €6 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 2 out of 7 — a gauge of how much the value moves, not a judgement of quality. It launched in 2021. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Xtrackers.)