Amundi MSCI Disruptive Technology UCITS ETF Acc

What this fund is

Amundi MSCI Disruptive Technology UCITS ETF Acc is an exchange-traded fund (ETF) from Amundi, traded under the ticker DTEC (ISIN LU2023678282). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. At its core it is a focused, thematic fund: it concentrates on the information technology part of the market, so it lives or dies by that one area rather than the economy as a whole. Underneath, it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't. Rather than a manager picking stocks, it simply replicates the MSCI ACWI IMI Disruptive Technology Filtered index — the passive, low-cost approach, and its largest holdings include PALO ALTO NETWORKS INC, MARVELL TECHNOLOGY INC and INTL BUSINESS MACHINES CORP.

It holds around 215 positions (the ten largest ≈ 28.9%), spreading risk so no single holding decides your outcome. By geography it is weighted towards ~78.6% United States, ~5.1% Switzerland and ~2.8% China. Its heaviest sectors are ~60.8% Information Technology and ~12.9% Health Care. A focused fund like this is typically held as a smaller 'satellite' position around a broader core — a way to lean into one theme, not usually a portfolio's only holding. Its ongoing charge (TER) is 0.45% a year — about €45 a year on a €10,000 holding, taken automatically from the fund.

Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 29.5% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2024. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Amundi.)