UBS BBG MSCI Global Liquid Corp Sustainable UCITS ETF hEUR acc

What this fund is

UBS BBG MSCI Global Liquid Corp Sustainable UCITS ETF hEUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker 4UBR (ISIN LU2099992260). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. It follows the BBG MSCI Global Liquid Corp Sustainable index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include AMAZON.COM INC 4.875%/26-130336, AMZN 5.8 03/13/56 and BAC 5.468 01/23/35. By geography it is weighted towards ~2.8% United States.

By industry it concentrates most in ~1% Financials and ~0.9% Consumer Discretionary. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.16% a year — about €16 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 3.8% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2020. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)