UBS BBG MSCI US Liquid Corp 1-5 Sustainable UCITS ETF hCHF acc

What this fund is

UBS BBG MSCI US Liquid Corp 1-5 Sustainable UCITS ETF hCHF acc is an exchange-traded fund (ETF) from UBS, traded under the ticker CBSUS5 (ISIN LU2408468887). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the BBG MSCI US Liquid Corp 1-5 index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include AMAZON.COM INC 4.25%/26-130331, CRM 4.65 03/15/29 and NVDA 4 1/2 06/15/31. By geography it is weighted towards ~12% United States.

Its heaviest sectors are ~7.3% Technology and ~2.6% Consumer Discretionary. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.18% a year — about €18 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in CHF.

Its price has swung about 2.8% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2022. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)