State Street Europe Small Cap Screened Equity Fund - UCITS ETF

What this fund is

State Street Europe Small Cap Screened Equity Fund - UCITS ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker SEAPEUR (ISIN LU3121015484). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, focused on the European market. It follows the MSCI Europe Small Cap Index index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include IG Group Holdings plc, Balfour Beatty plc and Jyske Bank A/S. With about 205 holdings (the ten largest ≈ 13%), your money is diversified rather than concentrated in a handful of names.

Geographically it leans ~24.9% United Kingdom, ~10.9% Sweden and ~10% France. By industry it concentrates most in ~25.1% Industrials and ~17.5% Financials. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.85% a year — about €85 a year on a €10,000 holding, taken automatically from the fund; counting the trading costs inside the fund, the all-in figure is around 1.21%. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything.

It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 4 out of 7 and its price has swung about 17.7% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2025, and its KID suggests a holding period of 5 years. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from SPDR.)