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State Street® SPDR® S&P® Regional Banking ETF

SPDR · US78464A6982

State Street® SPDR® S&P® Regional Banking ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker KRE (ISIN US78464A6982). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. At its core it is a focused, thematic fund: it concentrates on the financials part of the market, so it…

· Tracks the S&P Regional Banks Select Industry Index index ?
Equity ?Unknown Physical ?United States ?
Mid-range feeOwns the shares directlyOtherBroadly spread
Fund size (AUM) ?
€3.4B
1-year return ?
+15.3%
Price Return · to 2026-08-24
Yearly fee (TER) ?
0.35%
All-in cost ≈ 0.00%

About this fund

What you own

The S&P Regional Banks Select Industry Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 160 companies across Other in a single purchase.

How it works

The fund actually buys every share in the index it tracks (full replication).

Read more

Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.35%Yearly fee (TER)
0.00%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

Read more

For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?
S&P Regional Banks Select Industry Index
Replication ?
Physical
Full — buys every share
Launched
Jun 2006
20-year track record

Performance

51.971.290.5110129202120242026

Growth of $100 invested — the line starts at $100.

State Street® SPDR® S&P® Regional Banking ETF

End-of-day prices, rebased to a common start so the shapes are comparable. Past performance does not predict future results.

YTD+15.4%
1 year+15.3%
3 years+19.7%
5 years+2.5%

Return, year by year

-17.1
-10.7
+15.1
+7.4
'22'23'24'25
2 of 4 up yearsBest: 2024 +15.1%Worst: 2022 -17.1%Calendar-year total returns, in USD

How bumpy has it been?

22.1%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-29.2%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.
0.71
Return for the risk (3y) ?
Reward earned per unit of bumpiness.

The bigger picture

+13.0%
Since inception
Total growth since launch — about +2.4% a year.
+61.9%
Best 12 months
The strongest one-year stretch on record.
-44.8%
Worst 12 months
The weakest one-year stretch on record.
-54.2%
Worst fall on record ?
It has not fully recovered yet.

What's inside

By sector ?

Financials83.6%
Cash/Other16.4%

The 10 biggest holdings make up 14.1% of the fund — the rest is spread across roughly 150 more companies.

Top 10 holdings

#CompanyWeight
1CULLEN/FROST BANKERS INC1.5%
2SOUTHSTATE BANK CORP1.4%
3UMB FINANCIAL CORP1.4%
4PINNACLE FINANCIAL PARTNERS1.4%
5HOME BANCSHARES INC1.4%
6POPULAR INC1.4%
7ASSOCIATED BANC CORP1.4%
8CITIZENS FINANCIAL GROUP1.4%
9M + T BANK CORP1.4%
10COMMERCE BANCSHARES INC1.4%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
NYSEKREUSD★ Primary
EUR listings
Frankfurt4JZIEUR
USD listings
B2KREUSDUSD
E1KREGBXUSD
E1KREUSDUSD
E1KRE2USD
EOKRE2USD
EPKREUSDUSD
EUKREUSDUSD
EUKREGBXUSD
EUKRE2USD
EZKREUSDUSD
GH4JZIUSD
GI4JZIUSD
LA4JZIUSD
LSE0L0XUSD
LU4JZIUSD
MFKRE*USD
MMKRE*USD
MUKRE*USD
NYSE ArcaKREUSD
OCKREUSD
PEKREUSD
TH4JZIUSD
UAKREUSD
UBKREUSD
UCKREUSD
UDKREUSD
UFKREUSD
UMKREUSD
USKREUSD
UTKREUSD
UXKREUSD
VFKREUSD
VGKREUSD
VJKREUSD
VKKREUSD
VPKREUSD
VTKREUSD
VYKREUSD
X2KREUSDUSD
X9KRE2USD
X9KREUSDUSD
XAKREUSDUSD
XAKREGBXUSD
XAKRE2USD
XBKREUSDUSD
XEKRE2USD
XEKREGBXUSD
XEKREUSDUSD
XFKRE2USD
XFKREGBXUSD
XFKREUSDUSD
XGKREUSDUSD
XGKREGBXUSD
XGKRE2USD
XHKRE2USD
XHKREGBXUSD
XHKREUSDUSD
XJKREUSDUSD
XJKREGBXUSD
XJKRE2USD
XLKRE2USD
XLKREGBXUSD
XLKREUSDUSD
XOKREUSDUSD
XOKREGBXUSD
XOKRE2USD
XQKRE2USD
XQKREGBXUSD
XQKREUSDUSD
XSKREUSDUSD
XSKREGBXUSD
XTKREUSDUSD
XUKRE2USD
XUKREGBXUSD
XUKREUSDUSD
XVKREUSDUSD
XVKREGBXUSD
XVKRE2USD
XWKRE2USD
XWKREGBXUSD
XWKREUSDUSD
XXKREUSDUSD
XXKREGBXUSD
XXKRE2USD
XZKRE2USD
XZKREGBXUSD
XZKREUSDUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-08-24 · the fund's own published holdings.

#CompanyWeight
1CULLEN/FROST BANKERS INC1.5%
2SOUTHSTATE BANK CORP1.4%
3UMB FINANCIAL CORP1.4%
4PINNACLE FINANCIAL PARTNERS1.4%
5HOME BANCSHARES INC1.4%
6POPULAR INC1.4%
7ASSOCIATED BANC CORP1.4%
8CITIZENS FINANCIAL GROUP1.4%
9M + T BANK CORP1.4%
10COMMERCE BANCSHARES INC1.4%
11BOK FINANCIAL CORPORATION1.4%
12UNITED BANKSHARES INC1.4%
13HANCOCK WHITNEY CORP1.4%
14REGIONS FINANCIAL CORP1.4%
15OLD NATIONAL BANCORP1.4%
16ATLANTIC UNION BANKSHARES CO1.4%
17EASTERN BANKSHARES INC1.4%
18FULTON FINANCIAL CORP1.3%
19ZIONS BANCORP NA1.3%
20FIRST INTERSTATE BANCSYS A1.3%
21PROSPERITY BANCSHARES INC1.3%
22FNB CORP1.3%
23COLUMBIA BANKING SYSTEM INC1.3%
24EAST WEST BANCORP INC1.3%
25TRUIST FINANCIAL CORP1.3%
26HUNTINGTON BANCSHARES INC1.3%
27VALLEY NATIONAL BANCORP1.3%
28FIRST HORIZON CORP1.3%
29AMERIS BANCORP1.3%
30WINTRUST FINANCIAL CORP1.3%
31GLACIER BANCORP INC1.3%
32TEXAS CAPITAL BANCSHARES INC1.3%
33WESTERN ALLIANCE BANCORP1.3%
34BANK OZK1.3%
35BANC OF CALIFORNIA INC1.2%
36FIRST HAWAIIAN INC1.2%
37FLAGSTAR BANK NA1.2%
38AXOS FINANCIAL INC1.2%
39BANKUNITED INC1.2%
40FIRST BANCORP PUERTO RICO1.2%
41CVB FINANCIAL CORP1.1%
42BANCORP INC/THE1.1%
43BANK OF HAWAII CORP1.0%
44WSFS FINANCIAL CORP1.0%
45NICOLET BANKSHARES INC1.0%
46UNITED COMMUNITY BANKS/GA0.9%
47CUSTOMERS BANCORP INC0.9%
48INDEPENDENT BANK CORP/MA0.9%
49RENASANT CORP0.9%
50SEACOAST BANKING CORP/FL0.9%
51SIMMONS FIRST NATL CORP CL A0.8%
52FIRST FINL BANKSHARES INC0.8%
53WESBANCO INC0.8%
54BEACON FINANCIAL CORP0.8%
55FIRST FINANCIAL BANCORP0.8%
56CATHAY GENERAL BANCORP0.8%
57SERVISFIRST BANCSHARES INC0.8%
58PROVIDENT FINANCIAL SERVICES0.8%
59INTERNATIONAL BANCSHARES CRP0.7%
60WAFD INC0.7%
61TOWNE BANK0.7%
62PATHWARD FINANCIAL INC0.6%
63BANNER CORPORATION0.6%
64FB FINANCIAL CORP0.6%
65TRUSTMARK CORP0.6%
66TRIUMPH FINANCIAL INC0.6%
67CENTRAL BANCOMPANY0.6%
68FIRST BUSEY CORP0.6%
69PARK NATIONAL CORP0.6%
70NORTHWEST BANCSHARES INC0.5%
71ENTERPRISE FINANCIAL SERVICE0.5%
72CITY HOLDING CO0.5%
73NATIONAL BANK HOLD CL A0.5%
74FIRST MERCHANTS CORP0.5%
75FIRST COMMONWEALTH FINL CORP0.5%
76BANCFIRST CORP0.5%
77COMMUNITY FINANCIAL SYSTEM I0.5%
78BANK FIRST CORP0.5%
79STOCK YARDS BANCORP INC0.5%
80NORTHEAST BANK0.5%
81OCEANFIRST FINANCIAL CORP0.4%
82OFG BANCORP0.4%
83FIRST BANCORP/NC0.4%
84TFS FINANCIAL CORP0.4%
85N B T BANCORP INC0.4%
86HILLTOP HOLDINGS INC0.4%
87ESQUIRE FINANCIAL HOLDINGS I0.4%
88S + T BANCORP INC0.4%
89HOPE BANCORP INC0.4%
90METROPOLITAN BANK HOLDING CO0.4%
911ST SOURCE CORP0.4%
92PREFERRED BANK/LOS ANGELES0.4%
93WESTAMERICA BANCORPORATION0.4%
94DIME COMMERCIAL BANCSHARES I0.3%
95QCR HOLDINGS INC0.3%
96LAKELAND FINANCIAL CORP0.3%
97HINGHAM INSTITUTION FOR SVGS0.3%
98CONNECTONE BANCORP INC0.3%
99LIVE OAK BANCSHARES INC0.3%
100OLD SECOND BANCORP INC0.3%
101ORIGIN BANCORP INC0.3%
102PEOPLES BANCORP INC0.3%
103BURKE + HERBERT FINANCIAL SE0.3%
104FIRSTSUN CAPITAL BANCORP0.3%
105CARTER BANKSHARES INC0.3%
106COASTAL FINANCIAL CORP/WA0.3%
107EAGLE BANCORP INC0.2%
108HERITAGE FINANCIAL CORP0.2%
109CAPITOL FEDERAL FINANCIAL IN0.2%
110HOME BANCORP INC0.2%
111MECHANICS BANCORP A0.2%
112COLUMBIA FINANCIAL INC0.2%
113SOUTHERN FIRST BANCSHARES0.2%
114TRICO BANCSHARES0.2%
115WASHINGTON TRUST BANCORP0.2%
116AMERANT BANCORP INC0.2%
117HANMI FINANCIAL CORPORATION0.2%
118RED RIVER BANCSHARES INC0.2%
119UNIVEST FINANCIAL CORP0.2%
120MERCANTILE BANK CORP0.2%
121COMMUNITY TRUST BANCORP INC0.2%
122NB BANCORP INC0.2%
123REPUBLIC BANCORP INC CLASS A0.2%
124GREAT SOUTHERN BANCORP INC0.2%
125BYLINE BANCORP INC0.2%
126AMALGAMATED FINANCIAL CORP0.2%
127INDEPENDENT BANK CORP MICH0.2%
128HORIZON BANCORP INC/IN0.2%
129SOUTHERN MISSOURI BANCORP0.2%
130TRUSTCO BANK CORP NY0.2%
131FIRST FINANCIAL CORP0.2%
132MID PENN BANCORP INC0.2%
133FARMERS NATL BANC CORP0.2%
134TOMPKINS FINANCIAL CORP0.2%
135CAMDEN NATIONAL CORP0.2%
136BUSINESS FIRST BANCSHARES0.2%
137ORRSTOWN FINL SERVICES INC0.2%
138EQUITY BANCSHARES INC CL A0.2%
139CENTRAL PACIFIC FINANCIAL CO0.2%
140COMMUNITY WEST BANCSHARES0.2%
141SOUTH PLAINS FINANCIAL INC0.2%
142SHORE BANCSHARES INC0.2%
143PEAPACK GLADSTONE FINL CORP0.2%
144CAPITAL CITY BANK GROUP INC0.1%
145CNB FINANCIAL CORP/PA0.1%
146FINANCIAL INSTITUTIONS INC0.1%
147BAR HARBOR BANKSHARES0.1%
148MIDLAND STATES BANCORP INC0.1%
149CALIFORNIA BANCORP0.1%
150THIRD COAST BANCSHARES INC0.1%
151NORTHRIM BANCORP INC0.1%
152SMARTFINANCIAL INC0.1%
153ARROW FINANCIAL CORP0.1%
154HOMETRUST BANCSHARES INC0.1%
155SOUTHSIDE BANCSHARES INC0.1%
156KEARNY FINANCIAL CORP/MD0.1%
157CHOICEONE FINANCIAL SVCS INC0.1%
158CIVISTA BANCSHARES INC0.1%
159US DOLLAR0.0%
160SSI US GOV MONEY MARKET CLASS0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 20% of similar ETFs📈 Higher 1-yr return than 80%📈 Higher 3-yr return than 50%📈 Higher 5-yr return than 25%📊 Beat its category by 9.5% (1-yr) (category average +5.8%)📊 Beat its category by 5.0% (3-yr) (category average +14.6%)📊 Behind its category by 2.7% (5-yr) (category average +5.2%)

Versus the Equity (stocks) · Other · Financials · USD ETFs we track.

Advanced risk

1.08
Sortino (3y) ?
0.67
Calmar (3y) ?
15.6%
Downside deviation ?
50%
Up months (hit rate) ?
$77.93
52-week high ?
$58.14
52-week low ?

Concentration depth

~103 ?
Effective number of holdings

Roughly 160 companies are held, but the largest names carry most of the weight — so it behaves like ~103 equal-sized positions.

Tilt vs a world tracker

Financials+67.3
Technology-29.2
Cash/Other+16.4
Industrials-11.6
Health Care-9.3
Consumer Discretionary-9.0

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

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Why it's similarThis is the fund on this page.
StocksUnknownPhysicalCheaper fee
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StocksUnknownPhysicalCheaper fee
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Index trackedS&P Regional Banks Select Industry IndexTechnology Select Sector IndexFTSE Developed ex US IndexFinancial Select Sector IndexHealth Care Select Sector Index® ® S&p® 500 Hdg® ® S&p® 500 Mxn Hdg
Yearly fee (TER)0.35%0.08%0.03%0.08%0.08%0.05%0.05%
All-in cost0.00%0.00%0.00%0.00%0.00%0.06%0.06%
Fund size€3.4B€102.3B€56.2B€48.2B€38.3B€37.4B€37.1B
DomicileUnited StatesUnited StatesUnited StatesUnited StatesUnited StatesIrelandIreland
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+19.7%+29.7%+13.9%+19.7%+9.5%
5-yr return p.a.+2.5%+18.7%+6.7%+8.7%+5.4%
# holdings160761,4948063505505

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Data as of 2026-08-24 · Source: issuer data, compiled by Finance Hamster

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