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State Street® SPDR® S&P® Regional Banking ETF

SPDR · US78464A6982

State Street® SPDR® S&P® Regional Banking ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker KRE (ISIN US78464A6982). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. At its core it is a focused, thematic fund: it concentrates on the financials part of the market, so it…

· Tracks the S&P Regional Banks Select Industry Index index ?
Equity ?Unknown Physical ?United States ?
Mid-range feeOwns the shares directlyOtherBroadly spread
Fund size (AUM) ?
€3.2B
1-year return ?
+10.9%
Price Return · to 2026-10-05
Yearly fee (TER) ?
0.35%
All-in cost ≈ 0.00%

About this fund

What you own

The S&P Regional Banks Select Industry Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 169 companies across Other in a single purchase.

How it works

The fund actually buys every share in the index it tracks (full replication).

Read more

Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.35%Yearly fee (TER)
0.00%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

Read more

For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?
S&P Regional Banks Select Industry Index
Replication ?
Physical
Full — buys every share
Launched
Jun 2006
20-year track record

Performance

45.362.279.196.0113202120242026

Growth of $100 invested — the line starts at $100.

State Street® SPDR® S&P® Regional Banking ETF

End-of-day prices, rebased to a common start so the shapes are comparable. Past performance does not predict future results.

YTD+8.6%
1 year+10.9%
3 years+19.7%
5 years+0.2%

Return, year by year

-17.1
-10.7
+15.1
+7.4
'22'23'24'25
2 of 4 up yearsBest: 2024 +15.1%Worst: 2022 -17.1%Calendar-year total returns, in USD

How bumpy has it been?

22.1%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-29.2%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.
0.71
Return for the risk (3y) ?
Reward earned per unit of bumpiness.

The bigger picture

+6.4%
Since inception
Total growth since launch — about +1.2% a year.
+61.9%
Best 12 months
The strongest one-year stretch on record.
-44.8%
Worst 12 months
The weakest one-year stretch on record.
-54.2%
Worst fall on record ?
It has not fully recovered yet.

What's inside

By sector ?

Financials83.6%
Cash/Other16.4%

The 10 biggest holdings make up 11.3% of the fund — the rest is spread across roughly 159 more companies.

Top 10 holdings

#CompanyWeight
1UNITED BANKSHARES INC1.2%
2EASTERN BANKSHARES INC1.1%
3FIRST HAWAIIAN INC1.1%
4WSFS FINANCIAL CORP1.1%
5EAST WEST BANCORP INC1.1%
6OLD NATIONAL BANCORP1.1%
7HANCOCK WHITNEY CORP1.1%
8ATLANTIC UNION BANKSHARES CO1.1%
9FIRST INTERSTATE BANCSYS A1.1%
10NICOLET BANKSHARES INC1.1%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
NYSEKREUSD★ Primary
EUR listings
Frankfurt4JZIEUR
USD listings
B2KREUSDUSD
E1KREGBXUSD
E1KREUSDUSD
E1KRE2USD
EOKRE2USD
EPKREUSDUSD
EUKREUSDUSD
EUKREGBXUSD
EUKRE2USD
EZKREUSDUSD
GH4JZIUSD
GI4JZIUSD
LA4JZIUSD
LSE0L0XUSD
LU4JZIUSD
MFKRE*USD
MMKRE*USD
MUKRE*USD
NYSE ArcaKREUSD
OCKREUSD
PEKREUSD
TH4JZIUSD
UAKREUSD
UBKREUSD
UCKREUSD
UDKREUSD
UFKREUSD
UMKREUSD
USKREUSD
UTKREUSD
UXKREUSD
VFKREUSD
VGKREUSD
VJKREUSD
VKKREUSD
VPKREUSD
VTKREUSD
VYKREUSD
X2KREUSDUSD
X9KRE2USD
X9KREUSDUSD
XAKREUSDUSD
XAKREGBXUSD
XAKRE2USD
XBKREUSDUSD
XEKRE2USD
XEKREGBXUSD
XEKREUSDUSD
XFKRE2USD
XFKREGBXUSD
XFKREUSDUSD
XGKREUSDUSD
XGKREGBXUSD
XGKRE2USD
XHKRE2USD
XHKREGBXUSD
XHKREUSDUSD
XJKREUSDUSD
XJKREGBXUSD
XJKRE2USD
XLKRE2USD
XLKREGBXUSD
XLKREUSDUSD
XOKREUSDUSD
XOKREGBXUSD
XOKRE2USD
XQKRE2USD
XQKREGBXUSD
XQKREUSDUSD
XSKREUSDUSD
XSKREGBXUSD
XTKREUSDUSD
XUKRE2USD
XUKREGBXUSD
XUKREUSDUSD
XVKREUSDUSD
XVKREGBXUSD
XVKRE2USD
XWKRE2USD
XWKREGBXUSD
XWKREUSDUSD
XXKREUSDUSD
XXKREGBXUSD
XXKRE2USD
XZKRE2USD
XZKREGBXUSD
XZKREUSDUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-10-05 · the fund's own published holdings.

#CompanyWeight
1UNITED BANKSHARES INC1.2%
2EASTERN BANKSHARES INC1.1%
3FIRST HAWAIIAN INC1.1%
4WSFS FINANCIAL CORP1.1%
5EAST WEST BANCORP INC1.1%
6OLD NATIONAL BANCORP1.1%
7HANCOCK WHITNEY CORP1.1%
8ATLANTIC UNION BANKSHARES CO1.1%
9FIRST INTERSTATE BANCSYS A1.1%
10NICOLET BANKSHARES INC1.1%
11FULTON FINANCIAL CORP1.1%
12UNITED COMMUNITY BANKS/GA1.1%
13FIRST BANCORP PUERTO RICO1.1%
14PINNACLE FINANCIAL PARTNERS1.1%
15COLUMBIA BANKING SYSTEM INC1.1%
16AMERIS BANCORP1.1%
17SOUTHSTATE BANK CORP1.1%
18HOME BANCSHARES INC1.1%
19BANC OF CALIFORNIA INC1.1%
20WINTRUST FINANCIAL CORP1.1%
21TEXAS CAPITAL BANCSHARES INC1.1%
22BANKUNITED INC1.1%
23GLACIER BANCORP INC1.1%
24FNB CORP1.1%
25ASSOCIATED BANC CORP1.1%
26BANK OZK1.1%
27WESTERN ALLIANCE BANCORP1.1%
28POPULAR INC1.1%
29CULLEN/FROST BANKERS INC1.1%
30BOK FINANCIAL CORPORATION1.1%
31CVB FINANCIAL CORP1.1%
32AXOS FINANCIAL INC1.1%
33FIRST HORIZON CORP1.1%
34COMMERCE BANCSHARES INC1.1%
35WESBANCO INC1.1%
36PROSPERITY BANCSHARES INC1.1%
37VALLEY NATIONAL BANCORP1.1%
38SEACOAST BANKING CORP/FL1.1%
39ZIONS BANCORP NA1.1%
40CITIZENS FINANCIAL GROUP1.1%
41UMB FINANCIAL CORP1.1%
42TRUIST FINANCIAL CORP1.1%
43HUNTINGTON BANCSHARES INC1.1%
44M + T BANK CORP1.1%
45FIRST FINANCIAL BANCORP1.1%
46REGIONS FINANCIAL CORP1.0%
47SIMMONS FIRST NATL CORP CL A1.0%
48FLAGSTAR BANK NA1.0%
49RENASANT CORP1.0%
50CATHAY GENERAL BANCORP1.0%
51FIRST FINL BANKSHARES INC1.0%
52INDEPENDENT BANK CORP/MA1.0%
53BANK OF HAWAII CORP0.9%
54COLUMBIA FINANCIAL INC0.9%
55INTERNATIONAL BANCSHARES CRP0.9%
56FIRST BUSEY CORP0.8%
57BANCORP INC/THE0.8%
58CENTRAL BANCOMPANY0.8%
59CUSTOMERS BANCORP INC0.8%
60PROVIDENT FINANCIAL SERVICES0.8%
61SERVISFIRST BANCSHARES INC0.8%
62BEACON FINANCIAL CORP0.8%
63TOWNE BANK0.7%
64BANNER CORPORATION0.7%
65FB FINANCIAL CORP0.7%
66WAFD INC0.7%
67OCEANFIRST FINANCIAL CORP0.6%
68N B T BANCORP INC0.6%
69PATHWARD FINANCIAL INC0.6%
70PARK NATIONAL CORP0.6%
71TRUSTMARK CORP0.6%
72CITY HOLDING CO0.6%
73FIRST MERCHANTS CORP0.6%
74NATIONAL BANK HOLD CL A0.6%
75BANCFIRST CORP0.6%
76COMMUNITY FINANCIAL SYSTEM I0.6%
77ESQUIRE FINANCIAL HOLDINGS I0.5%
78NORTHWEST BANCSHARES INC0.5%
79TRIUMPH FINANCIAL INC0.5%
80FIRST COMMONWEALTH FINL CORP0.5%
81OFG BANCORP0.5%
82NORTHEAST BANK0.5%
83TFS FINANCIAL CORP0.5%
84CONNECTONE BANCORP INC0.5%
85HOPE BANCORP INC0.5%
86BANK FIRST CORP0.5%
87STOCK YARDS BANCORP INC0.5%
88ENTERPRISE FINANCIAL SERVICE0.5%
89FIRST BANCORP/NC0.5%
90S + T BANCORP INC0.4%
91TRICO BANCSHARES0.4%
92QCR HOLDINGS INC0.4%
93DIME COMMERCIAL BANCSHARES I0.4%
94HORIZON BANCORP INC/IN0.4%
95METROPOLITAN BANK HOLDING CO0.4%
961ST SOURCE CORP0.4%
97LAKELAND FINANCIAL CORP0.4%
98CARTER BANKSHARES INC0.4%
99PREFERRED BANK/LOS ANGELES0.4%
100BYLINE BANCORP INC0.4%
101BURKE + HERBERT FINANCIAL SE0.4%
102HILLTOP HOLDINGS INC0.3%
103TOMPKINS FINANCIAL CORP0.3%
104OLD SECOND BANCORP INC0.3%
105WESTAMERICA BANCORPORATION0.3%
106AMERANT BANCORP INC0.3%
107UNIVEST FINANCIAL CORP0.3%
108LIVE OAK BANCSHARES INC0.3%
109PEOPLES BANCORP INC0.3%
110REPUBLIC BANCORP INC CLASS A0.3%
111FIRSTSUN CAPITAL BANCORP0.3%
112HINGHAM INSTITUTION FOR SVGS0.3%
113HERITAGE FINANCIAL CORP0.3%
114COMMUNITY WEST BANCSHARES0.3%
115ORIGIN BANCORP INC0.3%
116RED RIVER BANCSHARES INC0.3%
117PEAPACK GLADSTONE FINL CORP0.3%
118COMMUNITY TRUST BANCORP INC0.3%
119EAGLE BANCORP INC0.3%
120SOUTHERN MISSOURI BANCORP0.3%
121FIRST FINANCIAL CORP0.3%
122SOUTHERN FIRST BANCSHARES0.3%
123TRUSTCO BANK CORP NY0.3%
124AMALGAMATED FINANCIAL CORP0.3%
125COASTAL FINANCIAL CORP/WA0.3%
126MERCANTILE BANK CORP0.3%
127MECHANICS BANCORP A0.3%
128BUSINESS FIRST BANCSHARES0.3%
129GREAT SOUTHERN BANCORP INC0.3%
130HOMETRUST BANCSHARES INC0.2%
131INDEPENDENT BANK CORP MICH0.2%
132FIVE STAR BANCORP0.2%
133HANMI FINANCIAL CORPORATION0.2%
134FIRST MID BANCSHARES INC0.2%
135CAPITOL FEDERAL FINANCIAL IN0.2%
136FARMERS NATL BANC CORP0.2%
137FINANCIAL INSTITUTIONS INC0.2%
138NB BANCORP INC0.2%
139CENTRAL PACIFIC FINANCIAL CO0.2%
140WASHINGTON TRUST BANCORP0.2%
141HOME BANCORP INC0.2%
142SMARTFINANCIAL INC0.2%
143CNB FINANCIAL CORP/PA0.2%
144EQUITY BANCSHARES INC CL A0.2%
145MIDLAND STATES BANCORP INC0.2%
146MID PENN BANCORP INC0.2%
147SOUTH PLAINS FINANCIAL INC0.2%
148CAMDEN NATIONAL CORP0.2%
149ORRSTOWN FINL SERVICES INC0.2%
150KEARNY FINANCIAL CORP/MD0.2%
151HBT FINANCIAL INC/DE0.2%
152SHORE BANCSHARES INC0.2%
153THIRD COAST BANCSHARES INC0.2%
154COLONY BANKCORP0.2%
155CAPITAL CITY BANK GROUP INC0.1%
156BANK OF MARIN BANCORP/CA0.1%
157SOUTHSIDE BANCSHARES INC0.1%
158CALIFORNIA BANCORP0.1%
159BAR HARBOR BANKSHARES0.1%
160ACNB CORP0.1%
161CIVISTA BANCSHARES INC0.1%
162NORTHRIM BANCORP INC0.1%
163PEOPLES FINANCIAL SERVICES0.1%
164FIRST BUSINESS FINANCIAL SER0.1%
165ARROW FINANCIAL CORP0.1%
166UNITY BANCORP INC0.1%
167CHOICEONE FINANCIAL SVCS INC0.1%
168SSI US GOV MONEY MARKET CLASS0.1%
169US DOLLAR0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 20% of similar ETFs📈 Higher 1-yr return than 100%📈 Higher 3-yr return than 50%📈 Higher 5-yr return than 25%📊 Beat its category by 11.8% (1-yr) (category average -0.9%)📊 Beat its category by 7.1% (3-yr) (category average +12.6%)📊 Behind its category by 3.0% (5-yr) (category average +3.2%)

Versus the Equity (stocks) · Other · Financials · USD ETFs we track.

Advanced risk

1.09
Sortino (3y) ?
0.67
Calmar (3y) ?
15.8%
Downside deviation ?
58%
Up months (hit rate) ?
$77.93
52-week high ?
$58.14
52-week low ?

Concentration depth

~121 ?
Effective number of holdings

Roughly 169 companies are held, but the largest names carry most of the weight — so it behaves like ~121 equal-sized positions.

Tilt vs a world tracker

Financials+67.3
Technology-29.2
Cash/Other+16.4
Industrials-11.6
Health Care-9.3
Consumer Discretionary-9.0

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

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Why it's similarThis is the fund on this page.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
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Index trackedS&P Regional Banks Select Industry IndexTechnology Select Sector IndexFTSE Developed ex US IndexFinancial Select Sector IndexHealth Care Select Sector IndexEnergy Select Sector IndexIndustrial Select Sector Index
Yearly fee (TER)0.35%0.08%0.03%0.08%0.08%0.08%0.08%
All-in cost0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Fund size€3.2B€116.3B€58.5B€44.8B€38.5B€36.5B€28.1B
DomicileUnited StatesUnited StatesUnited StatesUnited StatesUnited StatesUnited StatesUnited States
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+19.7%+32.9%+13.9%+17.8%+8.7%+13.9%+18.5%
5-yr return p.a.+0.2%+21.2%+6.7%+6.8%+5.5%+17.5%+10.7%
# holdings169771,49480632486

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Data as of 2026-10-05 · Source: issuer data, compiled by Finance Hamster

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