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State Street® SPDR® S&P® Insurance ETF

SPDR · US78464A7899

State Street® SPDR® S&P® Insurance ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker KIE (ISIN US78464A7899). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. At its core it is a focused, thematic fund: it concentrates on the financials part of the market, so…

· Tracks the S&P Insurance Select Industry Index index ?
Equity ?Unknown Physical ?United States ?
Mid-range feeOwns the shares directlyOtherBroadly spread
Fund size (AUM) ?
€567.7M
1-year return ?
+5.9%
Price Return · to 2026-09-08
Yearly fee (TER) ?
0.35%
All-in cost ≈ 0.00%

About this fund

What you own

The S&P Insurance Select Industry Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 55 companies across Other in a single purchase.

How it works

The fund actually buys every share in the index it tracks (full replication).

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Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.35%Yearly fee (TER)
0.00%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

Read more

For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?
S&P Insurance Select Industry Index
Replication ?
Physical
Full — buys every share
Launched
Nov 2005
21-year track record

Performance

88.7110132153175202120242026

Growth of $100 invested — the line starts at $100.

State Street® SPDR® S&P® Insurance ETF

End-of-day prices, rebased to a common start so the shapes are comparable. Past performance does not predict future results.

YTD+3.9%
1 year+5.9%
3 years+13.8%
5 years+9.9%

Return, year by year

+1.4
+10.4
+25.0
+6.4
'22'23'24'25
4 of 4 up yearsBest: 2024 +25.0%Worst: 2022 +1.4%Calendar-year total returns, in USD

How bumpy has it been?

17.2%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-13.7%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.
0.80
Return for the risk (3y) ?
Reward earned per unit of bumpiness.

The bigger picture

+60.1%
Since inception
Total growth since launch — about +9.5% a year.
+38.9%
Best 12 months
The strongest one-year stretch on record.
-11.9%
Worst 12 months
The weakest one-year stretch on record.
-16.5%
Worst fall on record ?
It clawed back in about 2 months.

What's inside

By sector ?

Financials84.8%
Cash/Other11.5%
Corporate3.7%

The 10 biggest holdings make up 21.5% of the fund — the rest is spread across roughly 45 more companies.

Top 10 holdings

#CompanyWeight
1BALDWIN INSURANCE GROUP INC/2.6%
2WILLIS TOWERS WATSON PLC2.2%
3SKYWARD SPECIALTY INSURANCE2.2%
4LINCOLN NATIONAL CORP2.2%
5TRAVELERS COS INC/THE2.1%
6RYAN SPECIALTY HOLDINGS INC2.1%
7ALLSTATE CORP2.1%
8BROWN + BROWN INC2.0%
9RLI CORP2.0%
10REINSURANCE GROUP OF AMERICA2.0%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
NYSEKIEUSD★ Primary
EUR listings
Frankfurt4JZEEUR
USD listings
B2KIEUSDUSD
B4KIE1USDUSD
E1KIE1USDUSD
EUKIE1USD
EUKIE1USDUSD
GH4JZEUSD
GI4JZEUSD
MFKIE*USD
MMKIE*USD
MUKIE*USD
NYSE ArcaKIEUSD
OCKIEUSD
ODKIEUSD
TH4JZEUSD
UAKIEUSD
UBKIEUSD
UCKIEUSD
UDKIEUSD
UFKIEUSD
UMKIEUSD
USKIEUSD
UTKIEUSD
UXKIEUSD
VFKIEUSD
VGKIEUSD
VJKIEUSD
VKKIEUSD
VPKIEUSD
VTKIEUSD
VYKIEUSD
X2KIE1USDUSD
X9KIE1USDUSD
XAKIE1USDUSD
XBKIE1USDUSD
XEKIE1USDUSD
XFKIE1USDUSD
XGKIE1USDUSD
XHKIE1USDUSD
XJKIE1USDUSD
XLKIE1USDUSD
XOKIE1USDUSD
XQKIE1USDUSD
XSKIE1USDUSD
XUKIE1USDUSD
XVKIE1USDUSD
XWKIE1USDUSD
XXKIE1USDUSD
XZKIE1USDUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-09-08 · the fund's own published holdings.

#CompanyWeight
1BALDWIN INSURANCE GROUP INC/2.6%
2WILLIS TOWERS WATSON PLC2.2%
3SKYWARD SPECIALTY INSURANCE2.2%
4LINCOLN NATIONAL CORP2.2%
5TRAVELERS COS INC/THE2.1%
6RYAN SPECIALTY HOLDINGS INC2.1%
7ALLSTATE CORP2.1%
8BROWN + BROWN INC2.0%
9RLI CORP2.0%
10REINSURANCE GROUP OF AMERICA2.0%
11KINSALE CAPITAL GROUP INC2.0%
12PRUDENTIAL FINANCIAL INC2.0%
13PALOMAR HOLDINGS INC2.0%
14ARTHUR J GALLAGHER + CO2.0%
15HANOVER INSURANCE GROUP INC/2.0%
16MARSH + MCLENNAN COS2.0%
17PRIMERICA INC1.9%
18GLOBE LIFE INC1.9%
19METLIFE INC1.9%
20ASSURANT INC1.9%
21CNO FINANCIAL GROUP INC1.9%
22OLD REPUBLIC INTL CORP1.9%
23EVEREST GROUP LTD1.9%
24GENWORTH FINANCIAL INC1.9%
25FIRST AMERICAN FINANCIAL1.9%
26HARTFORD INSURANCE GROUP INC1.9%
27ERIE INDEMNITY COMPANY CL A1.9%
28AMERICAN FINANCIAL GROUP INC1.9%
29RENAISSANCERE HOLDINGS LTD1.8%
30ARCH CAPITAL GROUP LTD1.8%
31KEMPER CORP1.8%
32AON PLC CLASS A1.8%
33MERCURY GENERAL CORP1.8%
34LOEWS CORP1.8%
35CHUBB LTD1.8%
36PROGRESSIVE CORP1.8%
37CINCINNATI FINANCIAL CORP1.8%
38WHITE MOUNTAINS INSURANCE GP1.8%
39PRINCIPAL FINANCIAL GROUP1.8%
40AFLAC INC1.8%
41SELECTIVE INSURANCE GROUP1.8%
42WR BERKLEY CORP1.8%
43AMERICAN INTERNATIONAL GROUP1.8%
44AXIS CAPITAL HOLDINGS LTD1.7%
45MARKEL GROUP INC1.7%
46FIDELITY NATIONAL FINANCIAL1.7%
47UNUM GROUP1.7%
48ASSURED GUARANTY LTD1.7%
49OSCAR HEALTH INC CLASS A1.7%
50SIRIUSPOINT LTD1.7%
51BRIGHTHOUSE FINANCIAL INC1.6%
52LEMONADE INC1.6%
53STEWART INFORMATION SERVICES1.6%
54SSI US GOV MONEY MARKET CLASS0.1%
55US DOLLAR0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 20% of similar ETFs📈 Higher 1-yr return than 40%📈 Higher 3-yr return than 25%📈 Higher 5-yr return than 75%📊 Beat its category by 1.2% (1-yr) (category average +4.7%)📊 Behind its category by 1.4% (3-yr) (category average +15.2%)📊 Beat its category by 6.8% (5-yr) (category average +3.1%)

Versus the Equity (stocks) · Other · Financials · USD ETFs we track.

Advanced risk

1.14
Sortino (3y) ?
1.01
Calmar (3y) ?
11.7%
Downside deviation ?
42%
Up months (hit rate) ?
$66.45
52-week high ?
$53.55
52-week low ?

Concentration depth

~53 ?
Effective number of holdings

Roughly 55 companies are held, but the largest names carry most of the weight — so it behaves like ~53 equal-sized positions.

Tilt vs a world tracker

Financials+68.5
Technology-29.2
Industrials-11.6
Cash/Other+11.5
Health Care-9.3
Consumer Discretionary-9.0

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Other stocks
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6 similar funds
State Street® SPDR® S&P® Insurance ETFSPDRYou're viewingState Street® Technology Select Sector SPDR® ETFSPDRBroader matchSchwab International Equity ETFSchwabBroader matchState Street® Financial Select Sector SPDR® ETFSPDRBroader matchState Street® Health Care Select Sector SPDR® ETFSPDRBroader matchState Street® Energy Select Sector SPDR® ETFSPDRBroader matchState Street® Industrial Select Sector SPDR® ETFSPDRBroader match
Why it's similarThis is the fund on this page.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
StocksUnknownPhysicalCheaper fee
Tracks a different index in the same category.
Index trackedS&P Insurance Select Industry IndexTechnology Select Sector IndexFTSE Developed ex US IndexFinancial Select Sector IndexHealth Care Select Sector IndexEnergy Select Sector IndexIndustrial Select Sector Index
Yearly fee (TER)0.35%0.08%0.03%0.08%0.08%0.08%0.08%
All-in cost0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Fund size€567.7M€104.5B€56.6B€47.7B€38.4B€36.7B€27.4B
DomicileUnited StatesUnited StatesUnited StatesUnited StatesUnited StatesUnited StatesUnited States
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+13.8%+28.4%+13.9%+18.7%+8.2%+12.1%+18.2%
5-yr return p.a.+9.9%+18.6%+6.7%+8.6%+4.5%+22.1%+11.2%
# holdings55761,49480632486

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Data as of 2026-09-08 · Source: issuer data, compiled by Finance Hamster

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