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State Street® SPDR® Bloomberg 1-3 Month T-Bill ETF

SPDR · US78468R6633

State Street® SPDR® Bloomberg 1-3 Month T-Bill ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker BIL (ISIN US78468R6633). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about very short-term, cash-like instruments, aimed at protecting your money and earning…

· Tracks the Bloomberg 1-3 Month U.S. Treasury Bill Index index ?

Money Market ?Unknown Physical ?United States ?

Low yearly feeOwns the shares directlyUnited States

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SPDR funds Domiciled in United States Unknown Physically replicated United States cash-like Yearly fee under 0.25%

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Fund size (AUM) ?

€40B

1-year return ?

-0.1%

Price Return · to 2026-08-19

Yearly fee (TER) ?

0.14%

All-in cost ≈ 0.00%

About this fund

What you own

The Bloomberg 1-3 Month U.S. Treasury Bill Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 20 companies across United States in a single purchase.

How it works

The fund actually buys every share in the index it tracks (full replication).

Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.14%Yearly fee (TER)

0.00%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?

Bloomberg 1-3 Month U.S. Treasury Bill Index

Replication ?

Physical

Full — buys every share

Launched

May 2007

19-year track record

Performance

Growth of $100 invested — both lines start at $100.

State Street® SPDR® Bloomberg 1-3 Month T-Bill ETF Average Bloomberg 1-3 Month U.S. Treasury Bill Index ETF (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD+0.2%

1 year-0.1%

3 years-0.0%

5 years+0.0%

Return, year by year

+0.0

-0.1

+0.0

-0.1

'22'23'24'25

2 of 4 up yearsBest: 2022 +0.0%Worst: 2023 -0.1%Calendar-year total returns, in USD

How bumpy has it been?

1.1%

Volatility (1y) ?

How much the price swings year to year — lower is calmer.

-0.7%

Worst drop (3y) ?

The biggest fall from a peak over the last three years.

-0.03

Return for the risk (3y) ?

Reward earned per unit of bumpiness.

The bigger picture

+0.1%

Since inception

Total growth since launch — about +0.0% a year.

+0.5%

Best 12 months

The strongest one-year stretch on record.

-0.4%

Worst 12 months

The weakest one-year stretch on record.

-0.7%

Worst fall on record ?

It has not fully recovered yet.

What's inside

Top 10 holdings

#	Company	Weight
14	TREASURY BILL 09/26 0.00000	2.6%
18	TREASURY BILL 10/26 0.00000	2.3%
19	SSI US GOV MONEY MARKET CLASS	0.0%
20	US DOLLAR	0.0%

Where to buy this fund

Where you live:

Set from your language & location — change it if it's wrong.

Where it trades

Exchange	Ticker	Currency
NYSE	BIL	USD	★ Primary
EUR listings
Frankfurt	VJZS	EUR
USD listings
B2	BILUSD	USD
E1	BIL1GBP	USD
E1	BILUSD	USD
EU	BIL1GBP	USD
EU	BIL2	USD
EU	BILUSD	USD
KZ	BIL	USD
LA	VJZS	USD
LU	VJZS	USD
MF	BIL*	USD
MM	BIL*	USD
MU	BIL*	USD
NYSE Arca	BIL	USD
OC	BIL	USD
TH	VJZS	USD
UA	BIL	USD
UB	BIL	USD
UC	BIL	USD
UD	BIL	USD
UF	BIL	USD
UM	BIL	USD
US	BIL	USD
UT	BIL	USD
UX	BIL	USD
VF	BIL	USD
VG	BIL	USD
VJ	BIL	USD
VK	BIL	USD
VP	BIL	USD
VT	BIL	USD
VY	BIL	USD
X2	BILUSD	USD
XA	BIL1GBP	USD
XA	BILUSD	USD
XB	BILUSD	USD
XE	BIL1GBP	USD
XE	BILUSD	USD
XF	BIL1GBP	USD
XF	BILUSD	USD
XG	BILUSD	USD
XG	BIL1GBP	USD
XH	BIL1GBP	USD
XH	BILUSD	USD
XJ	BIL1GBP	USD
XJ	BILUSD	USD
XL	BIL1GBP	USD
XL	BILUSD	USD
XO	BILUSD	USD
XO	BIL1GBP	USD
XQ	BIL1GBP	USD
XQ	BILUSD	USD
XS	BIL1GBP	USD
XS	BILUSD	USD
XU	BIL1GBP	USD
XU	BILUSD	USD
XV	BILUSD	USD
XV	BIL1GBP	USD
XW	BIL1GBP	USD
XW	BILUSD	USD
XX	BIL1GBP	USD
XX	BILUSD	USD
XZ	BIL1GBP	USD
XZ	BILUSD	USD

For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-08-19 · the fund's own published holdings.

#	Company	Weight
14	TREASURY BILL 09/26 0.00000	2.6%
18	TREASURY BILL 10/26 0.00000	2.3%
19	SSI US GOV MONEY MARKET CLASS	0.0%
20	US DOLLAR	0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 44% of similar ETFs📈 Higher 1-yr return than 25%📈 Higher 3-yr return than 0%📈 Higher 5-yr return than 75%📊 Behind its category by 5.8% (1-yr) (category average +5.7%)📊 Behind its category by 3.1% (3-yr) (category average +3.0%)📊 Behind its category by 2.9% (5-yr) (category average +2.9%)

Versus the Money market · United States · USD ETFs we track.

Advanced risk

-0.03

Sortino (3y) ?

-0.06

Calmar (3y) ?

1.0%

Downside deviation ?

42%

Up months (hit rate) ?

$91.77

52-week high ?

$91.27

52-week low ?

Concentration depth

~15 ?

Effective number of holdings

Roughly 20 companies are held, but the largest names carry most of the weight — so it behaves like ~15 equal-sized positions.

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 United States cash-like

Compare side by side

6 similar funds

	State Street® SPDR® Bloomberg 1-3 Month T-Bill ETFSPDRYou're viewing	iShares $ Treasury Bond 0-1yr UCITS ETFiSharesBroader match	iShares $ Treasury Bond 0-1yr UCITS ETFiSharesBroader match	iShares $ Treasury Bond 0-3 Month UCITS ETFiSharesBroader match	iShares $ Treasury Bond 0-3 Month UCITS ETFiSharesBroader match	State Street® SPDR® Bloomberg Short Term High Yield Bond ETFSPDRBroader match	State Street® SPDR® Bloomberg 3-12 Month T-Bill ETFSPDRBroader match
Why it's similar	This is the fund on this page.	Cash-likePhysicalCheaper fee Tracks a different index in the same category.	Cash-likePhysicalCheaper fee Tracks a different index in the same category.	Cash-likePhysicalCheaper fee Tracks a different index in the same category.	Cash-likePhysicalCheaper fee Tracks a different index in the same category.	Cash-likeUnknownPhysical Tracks a different index in the same category.	Cash-likeUnknownPhysical Tracks a different index in the same category.
Index tracked	Bloomberg 1-3 Month U.S. Treasury Bill Index	ICE U.S. Treasury Short Bond Index	ICE U.S. Treasury Short Bond Index	ICE 0-3 Month US Treasury Bill Index	ICE 0-3 Month US Treasury Bill Index	Bloomberg US High Yield 350mn Cash Pay 0-5 Yr 2% Capped Index	Bloomberg 3-12 Month U.S. Treasury Bill Index
Yearly fee (TER)	0.14%	0.07%	0.07%	0.07%	0.07%	0.40%	0.14%
All-in cost	0.00%	0.07%	0.07%	0.07%	0.07%	0.00%	0.00%
Fund size	€40B	€23.3B	€22.9B	€5.7B	€5.6B	€4.1B	€3.3B
Domicile	United States	Ireland	Ireland	Ireland	Ireland	United States	United States
Replication	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)
3-yr return p.a.	-0.0%	+4.7%				+0.5%	+0.0%
5-yr return p.a.	+0.0%	+88.1%				-1.8%	-0.1%
# holdings	20	66	66	30	30	1,142	25

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Data as of 2026-08-19 · Source: issuer data, compiled by Finance Hamster

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