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Schwab® Government Money Market ETF

Schwab · US8085245814

Schwab® Government Money Market ETF is an exchange-traded fund (ETF) from Schwab, traded under the ticker SGVT (ISIN US8085245814). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about very short-term, cash-like instruments, aimed at protecting your money and earning a little interest…

Money Market ?Unknown Physical ?United States ?
Mid-range feeOwns the shares directlyOtherBroadly spread
Fund size (AUM) ?
€689.1M
1-year return ?
+0.4%
Price Return · to 2026-07-17
Yearly fee (TER) ?
0.28%
All-in cost ≈ 0.00%

About this fund

What you own

By holding it, this fund gives you a stake in around 215 companies across Other in a single purchase.

How it works

The fund actually buys every share in the index it tracks (full replication).

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Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.28%Yearly fee (TER)
0.00%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

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For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Replication ?
Physical
Full — buys every share
Launched
Jun 2025

Performance

99.9100100101101202520252026

Growth of $100 invested — the line starts at $100.

Schwab® Government Money Market ETF

End-of-day prices, rebased to a common start so the shapes are comparable. Past performance does not predict future results.

YTD+0.2%
1 year+0.4%

How bumpy has it been?

0.9%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-0.3%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.

The bigger picture

+0.6%
Since inception
Total growth since launch — about +0.6% a year.
+0.6%
Best 12 months
The strongest one-year stretch on record.
+0.3%
Worst 12 months
The weakest one-year stretch on record.
-0.3%
Worst fall on record ?
It clawed back in about 1 month.

What's inside

By sector ?

Cash/Other95.1%
Financials4.9%

The 10 biggest holdings make up 12.2% of the fund — the rest is spread across roughly 17 more companies.

Top 10 holdings

#CompanyWeight
10FICC BNY2.1%
15TRI-PARTY BARCLAYS BANK PLC1.9%
20TRI-PARTY FICC BNY1.5%
24TRI-PARTY WELLS FARGO SECURITIES L1.3%
25TRI-PARTY FICC WELLS1.2%
27TRI-PARTY FICC JPMS1.1%
28TRI-PARTY FICC BOASI1.0%
29TRI-PARTY JP MORGAN SECURITIES LLC1.0%
38TRI-PARTY GOLDMAN SACHS & CO LLC0.6%
48TRI-PARTY WELLS FARGO BANK NA0.5%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
NYSESGVTUSD★ Primary
USD listings
NYSE ArcaSGVTUSD
OCSGVTUSD
ODSGVTUSD
UASGVTUSD
UBSGVTUSD
UCSGVTUSD
UDSGVTUSD
UFSGVTUSD
UMSGVTUSD
USSGVTUSD
UTSGVTUSD
UXSGVTUSD
VFSGVTUSD
VGSGVTUSD
VJSGVTUSD
VKSGVTUSD
VLSGVTUSD
VPSGVTUSD
VYSGVTUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-07-17 · the fund's own published holdings.

#CompanyWeight
10FICC BNY2.1%
15TRI-PARTY BARCLAYS BANK PLC1.9%
20TRI-PARTY FICC BNY1.5%
24TRI-PARTY WELLS FARGO SECURITIES L1.3%
25TRI-PARTY FICC WELLS1.2%
27TRI-PARTY FICC JPMS1.1%
28TRI-PARTY FICC BOASI1.0%
29TRI-PARTY JP MORGAN SECURITIES LLC1.0%
38TRI-PARTY GOLDMAN SACHS & CO LLC0.6%
48TRI-PARTY WELLS FARGO BANK NA0.5%
56TRI-PARTY BNP PARIBAS SA0.4%
76FED HOME LN DISCOUNT NT0.2%
112TRI-PARTY CITIGROUP GLOBAL MARKETS0.1%
113TRI-PARTY CREDIT AGRICOLE CIB NEW0.1%
114TRI-PARTY SMBC NIKKO SECURITIES AM0.1%
152FNMA0.1%
160FHLMC0.1%
190FNMA FLOAT0.0%
192TREASURY FLOATING RATE NOTE0.0%
203FEDERAL FARM CREDIT BANKS FUNDING0.0%
205FHLB0.0%
207TREASURY NOTE0.0%
210FFCB0.0%
211FEDERAL HOME LOAN MORTGAGE CORPORA0.0%
212FHLB FLOAT0.0%
214FFCB FLOAT0.0%
215US DOLLAR0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 0% of similar ETFs📈 Higher 1-yr return than 67%📊 Behind its category by 1.8% (1-yr) (category average +2.2%)

Versus the Money market · Other · USD ETFs we track.

Advanced risk

0.9%
Downside deviation ?
50%
Up months (hit rate) ?
$100.77
52-week high ?
$100.19
52-week low ?

Concentration depth

~46 ?
Effective number of holdings

Roughly 215 companies are held, but the largest names carry most of the weight — so it behaves like ~46 equal-sized positions.

Estimated fund flows

−€200,000
Estimated net flow, last month

Estimated from fund-size changes.

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Other cash-like
Compare side by side
6 similar funds
Schwab® Government Money Market ETFSchwabYou're viewingAmundi Smart Overnight Return UCITS ETF CHF Hedged AccAmundiBroader matchAmundi Smart Overnight Return UCITS ETF AccAmundiBroader matchAmundi Smart Overnight Return UCITS ETF GBP Hedged AccAmundiBroader matchAmundi Smart Overnight Return UCITS ETF DistAmundiBroader matchiShares € Cash UCITS ETFiSharesBroader matchUBS USD Overnight Rate SF ETF USD accUBSBroader match
Why it's similarThis is the fund on this page.
Cash-likeCheaper fee
Copies the index with a swap, not by holding the shares.
Cash-likeCheaper fee
Copies the index with a swap, not by holding the shares.
Cash-likeCheaper fee
Copies the index with a swap, not by holding the shares.
Cash-likeCheaper fee
Copies the index with a swap, not by holding the shares.
Cash-likePhysicalCheaper fee
Cash-likeCheaper fee
Copies the index with a swap, not by holding the shares.
Index trackedSolactive SARON Daily Total Return IndexESTR Compounded IndexSONIA Compounded IndexESTR Compounded IndexESTR Overnight
Yearly fee (TER)0.28%0.10%0.10%0.10%0.10%0.10%0.05%
All-in cost0.00%0.10%0.10%0.10%0.10%0.10%0.00%
Fund size€689.1M€22B€21.6B€21.6B€21B€1.1B€617.2M
DomicileUnited StatesLULULULUIrelandSwitzerland
ReplicationPhysical (full)Synthetic (swap)Synthetic (swap)Synthetic (swap)Synthetic (swap)Physical (full)Synthetic (swap)
# holdings215203

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Data as of 2026-07-17 · Source: issuer data, compiled by Finance Hamster

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