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Schwab Ultra-Short Income ETF

Schwab · US8085246234

Schwab Ultra-Short Income ETF is an exchange-traded fund (ETF) from Schwab, traded under the ticker SCUS (ISIN US8085246234). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about very short-term, cash-like instruments, aimed at protecting your money and earning a little interest rather than growing…

Money Market ?Distributing ?Physical ?United States ?

Low yearly feePays cash dividendsOwns the shares directlyOtherBroadly spread

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Fund size (AUM) ?

€206.4M

1-year return ?

+4.1%

Total return · to 2026-07-17

Dividend yield

3.98%

Trailing 12 months

Yearly fee (TER) ?

0.14%

All-in cost ≈ 0.00%

About this fund

What you own

By holding it, this fund gives you a stake in around 151 companies across Other in a single purchase.

Dividends

The fund pays dividends out to you as cash, usually a few times a year.

You get the dividends as cash you can spend or move elsewhere, which some people like for a sense of income. If you would rather it compounded, you buy more units yourself — it will not reinvest on its own the way an accumulating version does. The same fund is often sold in both versions; what it holds underneath is identical.

How it works

The fund actually buys every share in the index it tracks (full replication).

Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.14%Yearly fee (TER)

0.00%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Replication ?

Physical

Full — buys every share

Launched

Aug 2024

Performance

Growth of $100 invested — the line starts at $100.

Schwab Ultra-Short Income ETF

End-of-day prices, rebased to a common start so the shapes are comparable. Past performance does not predict future results.

YTD+1.9%

1 year+4.1%

How bumpy has it been?

0.7%

Volatility (1y) ?

How much the price swings year to year — lower is calmer.

-0.2%

Worst drop (3y) ?

The biggest fall from a peak over the last three years.

The bigger picture

+8.7%

Since inception

Total growth since launch — about +4.4% a year.

+4.9%

Best 12 months

The strongest one-year stretch on record.

+4.0%

Worst 12 months

The weakest one-year stretch on record.

-0.2%

Worst fall on record ?

It clawed back in about 1 month.

Dividend history

This fund pays its dividends out to you (Monthly). Recent payments per share:

Ex-date	Amount / share
2026-07-01	$0.08
2026-06-01	$0.08
2026-05-01	$0.08
2026-04-01	$0.08
2026-03-02	$0.08
2026-02-02	$0.09
2025-12-19	$0.08
2025-12-01	$0.08

What's inside

By sector ?

Top holdings only — this covers about 71% of the fund.

Financials32.8%

Other19.5%

Technology5.1%

Health Care2.9%

Real Estate2.5%

Energy1.6%

Corporate1.4%

Consumer Discretionary1.3%

The 10 biggest holdings make up 21.1% of the fund — the rest is spread across roughly 90 more companies.

Top 10 holdings

#	Company	Weight
1	TRI-PARTY WELLS FARGO SECURITIES L	3.0%
4	TRI-PARTY BOASI - BOFA SECURITIES	2.3%
5	SUMITOMO MITSUI TRUST BANK LTD (LO	2.1%
7	NORDDEUTSCHE LANDESBANK GIROZENTRA	2.1%
8	CONCORD MINUTEMEN CAPITAL	2.1%
9	MACQUARIE BANK LTD	2.0%
10	US BANCORP	2.0%
11	TRI-PARTY BARCLAYS BANK PLC	1.9%
13	SIMON PROPERTY GROUP LP	1.9%
14	BNP PARIBAS (NEW YORK BRANCH)	1.8%

Where to buy this fund

Where you live:

Set from your language & location — change it if it's wrong.

Where it trades

Exchange	Ticker	Currency
NYSE	SCUS	USD	★ Primary
USD listings
NYSE Arca	SCUS	USD
OC	SCUS	USD
OD	SCUS	USD
UA	SCUS	USD
UB	SCUS	USD
UC	SCUS	USD
UD	SCUS	USD
UF	SCUS	USD
UM	SCUS	USD
US	SCUS	USD
UT	SCUS	USD
UX	SCUS	USD
VF	SCUS	USD
VG	SCUS	USD
VJ	SCUS	USD
VK	SCUS	USD
VL	SCUS	USD
VP	SCUS	USD
VY	SCUS	USD

For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-07-17 · the fund's own published holdings.

#	Company	Weight
1	TRI-PARTY WELLS FARGO SECURITIES L	3.0%
4	TRI-PARTY BOASI - BOFA SECURITIES	2.3%
5	SUMITOMO MITSUI TRUST BANK LTD (LO	2.1%
7	NORDDEUTSCHE LANDESBANK GIROZENTRA	2.1%
8	CONCORD MINUTEMEN CAPITAL	2.1%
9	MACQUARIE BANK LTD	2.0%
10	US BANCORP	2.0%
11	TRI-PARTY BARCLAYS BANK PLC	1.9%
13	SIMON PROPERTY GROUP LP	1.9%
14	BNP PARIBAS (NEW YORK BRANCH)	1.8%
15	SALESFORCE INC	1.8%
16	CREDIT AGRICOLE CORPORATE AND INVE	1.7%
18	CHESHAM FIN LTD / CHESHAM FIN LLC	1.7%
19	TOYOTA MOTOR CREDIT CORP.	1.7%
20	BROADCOM INC	1.6%
24	CREDIT INSTL ET COMM SA NY BRANCH	1.3%
25	NATIONAL AUSTRALIA BANK LTD (LONDO	1.3%
26	BPCE SA	1.2%
28	LMA AMERICAS LLC	1.2%
30	MITSUBISHI UFJ TRUST AND BANKING C	1.0%
32	AUSTRALIA & NEW ZEALAND BANKING GR	1.0%
33	BP CAPITAL MARKETS AMERICA INC.	0.9%
36	AMERICAN INTERNATIONAL GROUP INC	0.9%
38	BANCO BILBAO VIZCAYA ARGENTARIA SA	0.8%
40	CONCORD MINUTEMEN CAPITAL CO	0.8%
44	NATIONAL BANK OF CANADA	0.8%
47	LLOYDS BANK PLC	0.7%
48	ABBVIE INC	0.7%
49	TRUIST FINANCIAL CORP	0.7%
50	KEEP MEMORY ALIVE	0.7%
52	LLOYDS BANK CORP MKTS/NY	0.7%
54	FALCON ASSET FUNDING LLC	0.6%
59	ANTHEM INC	0.5%
60	TOYOTA MOTOR CREDIT CORP	0.5%
61	CANADIAN IMPERIAL BANK	0.5%
63	EQUINIX INC	0.5%
64	UNITEDHEALTH GROUP INC	0.5%
66	BANK OF MONTREAL (CHICAGO BRANCH)	0.5%
67	TOYOTA CREDIT CANADA INC.	0.5%
70	COOPERATIEVE RABOBANK UA (NEW YORK	0.4%
73	GREYSHOE ISSUING TRUST	0.4%
74	JEFFERSON WESTCHESTER LLC	0.4%
75	TRI-PARTY CITIGROUP GLOBAL MARKETS	0.4%
76	TRI-PARTY J.P. MORGAN SECURITIES L	0.4%
77	SVENSKA HANDELSBANKEN AB (NEW YORK	0.4%
78	COLLAT COMM PAPER V CO	0.4%
79	US COLLATERALIZED COMMERCIAL PAP	0.4%
80	KINDER MORGAN INC	0.4%
81	DIGITAL REALTY TRUST LP	0.4%
82	AMERICAN EXPRESS COMPANY	0.4%
83	CAPITAL ONE FINANCIAL CORPORATION	0.4%
86	AT&T INC	0.4%
87	SCHLUMBERGER HOLDINGS CORP	0.4%
90	NATIXIS (NEW YORK BRANCH)	0.4%
91	MUFG BANK LTD (NEW YORK BRANCH)	0.4%
92	DOMINION ENERGY INC	0.4%
95	BOFA SECURITIES INC	0.3%
96	BANK OF NOVA SCOTIA (HOUSTON BRANC	0.3%
98	SYNOPSYS INC	0.3%
99	PROLOGIS LP	0.3%
100	NATIONAL AUSTRALIA BANK LTD (NEW Y	0.3%
101	CANADIAN IMPERIAL BANK OF COMMERCE	0.3%
102	CAPITAL ONE NA	0.3%
103	BRANCH BANKING AND TRUST COMPANY	0.3%
104	ROYAL BANK OF CANADA	0.3%
107	MORGAN STANLEY BANK NA	0.3%
108	STARBUCKS CORPORATION	0.3%
110	BANK OF MONTREAL	0.3%
111	SUMITOMO MITSUI BANKING CORP (NEW	0.3%
113	HSBC USA INC	0.2%
114	CONOCOPHILLIPS CO	0.2%
115	LOWES COMPANIES INC	0.2%
116	NATIONAL RURAL UTILITIES COOPERATI	0.2%
118	ELEVANCE HEALTH INC	0.2%
119	ROYAL BANK OF CANADA (NEW YORK BRA	0.2%
120	TRUIST BANK	0.2%
121	BANK OF NOVA SCOTIA	0.2%
122	SUMITOMO MITSUI FINANCIAL GROUP IN	0.2%
123	PNC FINANCIAL SERVICES GROUP INC (	0.2%
124	BANK OF NOVA SCOTIA (NEW YORK BRAN	0.2%
126	GOLDMAN SACHS GROUP INC/THE	0.2%
127	XCEL ENERGY INC	0.2%
130	TORONTO-DOMINION BANK/THE	0.2%
133	INTERNATIONAL BUSINESS MACHINES CO	0.2%
134	TORONTO-DOMINION BANK (NEW YORK BR	0.1%
135	UBS AG (LONDON BRANCH)	0.1%
136	PHILIP MORRIS INTERNATIONAL INC	0.1%
137	SOUTHWESTERN ELECTRIC POWER COMPAN	0.1%
138	TYSON FOODS INC	0.1%
139	TORONTO-DOMINION	0.1%
141	FISERV INC	0.1%
142	BANK OF AMERICA NA	0.1%
143	FEDEX CORP	0.1%
145	VICI PROPERTIES LP	0.1%
146	JEFFERIES GROUP LLC	0.1%
147	HEWLETT PACKARD ENTERPRISE CO	0.1%
148	CVS HEALTH CORP	0.1%
149	INTEL CORPORATION	0.0%
150	JEFFERIES GROUP INC	0.0%
151	US DOLLAR	0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 40% of similar ETFs📈 Higher 1-yr return than 83%📊 Beat its category by 2.5% (1-yr) (category average +1.6%)

Versus the Money market · Other · USD ETFs we track.

Advanced risk

0.3%

Downside deviation ?

100%

Up months (hit rate) ?

$25.28

52-week high ?

$25.10

52-week low ?

Concentration depth

~81 ?

Effective number of holdings

Roughly 151 companies are held, but the largest names carry most of the weight — so it behaves like ~81 equal-sized positions.

Estimated fund flows

−€800,000

Estimated net flow, last month

Estimated from fund-size changes.

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Other cash-like

Compare side by side

6 similar funds

	Schwab Ultra-Short Income ETFSchwabYou're viewing	Amundi Smart Overnight Return UCITS ETF CHF Hedged AccAmundiBroader match	Amundi Smart Overnight Return UCITS ETF AccAmundiBroader match	Amundi Smart Overnight Return UCITS ETF GBP Hedged AccAmundiBroader match	Amundi Smart Overnight Return UCITS ETF DistAmundiBroader match	iShares € Cash UCITS ETFiSharesBroader match	Schwab® Government Money Market ETFSchwabBroader match
Why it's similar	This is the fund on this page.	Cash-likeCheaper fee Copies the index with a swap, not by holding the shares.	Cash-likeCheaper fee Copies the index with a swap, not by holding the shares.	Cash-likeCheaper fee Copies the index with a swap, not by holding the shares.	Cash-likeDistributingCheaper fee Copies the index with a swap, not by holding the shares.	Cash-likePhysicalCheaper fee	Cash-likePhysical
Index tracked		Solactive SARON Daily Total Return Index	ESTR Compounded Index	SONIA Compounded Index	ESTR Compounded Index	ESTR Overnight
Yearly fee (TER)	0.14%	0.10%	0.10%	0.10%	0.10%	0.10%	0.28%
All-in cost	0.00%	0.10%	0.10%	0.10%	0.10%	0.10%	0.00%
Fund size	€206.4M	€22B	€21.6B	€21.6B	€21B	€1.1B	€689.1M
Domicile	United States	LU	LU	LU	LU	Ireland	United States
Replication	Physical (full)	Synthetic (swap)	Synthetic (swap)	Synthetic (swap)	Synthetic (swap)	Physical (full)	Physical (full)
# holdings	151					203	215

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Data as of 2026-07-17 · Source: issuer data, compiled by Finance Hamster

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