🪙Low yearly fee🏦Owns the shares directly🌍United States🎯Concentrated in a few names
TER ?
0.06%
Distribution
Unknown
Replication ?
Physical Full
Fund size ?
€84.5B
Domicile ?
US
Fund currency ?
USD
Holdings
103 positions
What this fund is
Schwab U.S. Dividend Equity ETF is an exchange-traded fund (ETF) from Schwab, traded under the ticker SCHD (ISIN US8085247976). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Its largest holdings include HOME DEPOT INC, UNITEDHEALTH GROUP INC and MERCK & CO INC.
With about 103 holdings (the ten largest ≈ 41.7%), your money is diversified rather than concentrated in a handful of names. By geography it is weighted towards ~97.7% US, ~2% IE and ~0.2% SE. By industry it concentrates most in ~20.3% Consumer Staples and ~20.1% Health Care. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.06% a year — about €6 a year on a €10,000 holding, taken automatically from the fund.
It holds the underlying investments directly (physical replication); it is domiciled in the United States and trades in USD. Its price has swung about 11% over the past year — a gauge of how much the value moves, not a judgement of quality. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Schwab.)
Performance
+22.0%
1-year return · USD · as of 2026-06-25
Price return — excludes distributions, so it looks lower than total return. ?
Returns over time
YTD+16.5%
1 year+22.0%
3 years+10.5%
How bumpy has it been?
11.0%
Volatility (1y)
How much the price swings year to year — lower is calmer.
-17.6%
Worst drop (3y)
The biggest fall from a peak over the last three years.
0.80
Return for the risk (3y)
Reward earned per unit of bumpiness (the Sharpe ratio) — higher is better.
Price history
31.96 USDlatest price · end-of-day · 2026-06-25
Weekly closing prices · last 5 years · USD. End-of-day, not live. Past performance doesn’t predict the future.
What your money could grow into
Pick a monthly amount and a number of years to see how regular investing can add up over time. These are your own assumptions — an illustration, not a prediction.
Using Schwab U.S. Dividend Equity ETF’s fee. The “assumed yearly return” is just an assumption you can change — not a prediction.
Try:Rough historical ranges — your assumption, not a prediction or advice.
Projected value
You put in
Growth
≈ in today’s money 🛈
At year ·
· you’d have put in , growth added .
Drag across the chart (or use ← → keys) to read any year.
Money you added Growth
See the key milestones (every 5 years)
Year
Put in
Growth
Balance
Try:Rough historical ranges — your assumption, not a prediction or advice.
The fee costs you about
Value with 0% fee
Value with this fee
What you keep Lost to fees — and the gap grows every year
Add 2–3 funds to see, side by side, what the same amount might become if each repeated its last-12-months return every year — a rough illustration, not a forecast.
Try a quick comparison:
…or add a popular one:
How this works: an educational scenario, not a forecast. We compound monthly and add your monthly amount each month. “Expected annual return” is your own assumption — pick a cautious one; real markets are bumpy and can fall. “Adjust for inflation” simply restates the result in today’s spending power. The fee figure includes the yearly fund fee (TER) and the growth those fees would otherwise have earned. The fund comparison repeats each fund’s last-12-months return every year — a rough illustration only, which real funds never do. Not advice.
Where it trades
Exchange
Ticker
Currency
NYSE Arca
SCHD
USD
★ primary ?
Top holdings ?
Top-holdings (estimate) · as of 2026-06-25
HOME DEPOT INC4.4%
UNITEDHEALTH GROUP INC4.4%
MERCK & CO INC4.4%
ABBOTT LABORATORIES4.3%
PROCTER & GAMBLE4.2%
AMGEN INC4.2%
COCA-COLA4.1%
TEXAS INSTRUMENT INC4.0%
VERIZON COMMUNICATIONS INC3.9%
PEPSICO INC3.9%
How concentrated it is ?
The 10 biggest holdings make up 41.7% of this fund.
Finance Hamster provides educational information about ETFs and investing. It is not investment, tax, or legal advice, and not a recommendation to buy or sell any security. Markets carry risk; do your own research or consult a licensed adviser.