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Schwab U.S. TIPS ETF

Schwab · US8085248701

Schwab U.S. TIPS ETF is an exchange-traded fund (ETF) from Schwab, traded under the ticker SCHP (ISIN US8085248701). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier…

Bond ?Unknown Physical ?United States ?
Low yearly feeOwns the shares directlyUnited States
Find funds like this
Schwab fundsDomiciled in United StatesUnknownPhysically replicatedUnited States bondsYearly fee under 0.25%

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Fund size (AUM) ?
€14.2B
1-year return ?
-1.1%
Price Return · to 2026-07-17
Yearly fee (TER) ?
0.03%
All-in cost ≈ 0.00%

About this fund

What you own

By holding it, this fund gives you a stake in around 49 companies across United States in a single purchase.

How it works

The fund actually buys every share in the index it tracks (full replication).

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Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.03%Yearly fee (TER)
0.00%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

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For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Replication ?
Physical
Full — buys every share
Launched
Aug 2010
16-year track record

Bond details

Credit quality ?
Investment Grade
Inflation-linked ?
Yes — TIPS / linker

Performance

98.599.2100.0101101202520262026

Growth of $100 invested — both lines start at $100.

Schwab U.S. TIPS ETF Average peer fund (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD-0.9%
1 year-1.1%
3 years+0.2%
5 years-3.6%

Return, year by year

-17.6
+0.8
-1.0
+2.6
'22'23'24'25
2 of 4 up yearsBest: 2025 +2.6%Worst: 2022 -17.6%Calendar-year total returns, in USD

How bumpy has it been?

3.7%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-5.3%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.
0.03
Return for the risk (3y) ?
Reward earned per unit of bumpiness.

The bigger picture

-16.1%
Since inception
Total growth since launch — about -3.4% a year.
+8.1%
Best 12 months
The strongest one-year stretch on record.
-19.1%
Worst 12 months
The weakest one-year stretch on record.
-22.2%
Worst fall on record ?
It has not fully recovered yet.

What's inside

By sector ?

Government97.1%
Cash/Other2.9%

Top 10 holdings

#CompanyWeight
19WI TREASURY (CPI) NOTE2.9%
48TREASURY (CPI) NOTE0.5%
49SSC GOVERNMENT MM GVMXX0.3%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
NYSESCHPUSD★ Primary
USD listings
E1SCHPGBPUSD
E1SCHPUSDUSD
EOSCHPGBPUSD
EPSCHPGBPUSD
EUSCHPGBPUSD
EUSCHPUSDUSD
EZSCHPGBPUSD
NYSE ArcaSCHPUSD
OCSCHPUSD
TH09SAUSD
UASCHPUSD
UBSCHPUSD
UCSCHPUSD
UDSCHPUSD
UFSCHPUSD
UMSCHPUSD
USSCHPUSD
UTSCHPUSD
UXSCHPUSD
VFSCHPUSD
VGSCHPUSD
VJSCHPUSD
VKSCHPUSD
VPSCHPUSD
VYSCHPUSD
XASCHPUSDUSD
XASCHPGBPUSD
XESCHPGBPUSD
XESCHPUSDUSD
XFSCHPGBPUSD
XFSCHPUSDUSD
XGSCHPGBPUSD
XGSCHPUSDUSD
XHSCHPUSDUSD
XHSCHPGBPUSD
XJSCHPGBPUSD
XJSCHPUSDUSD
XLSCHPGBPUSD
XLSCHPUSDUSD
XOSCHPUSDUSD
XOSCHPGBPUSD
XQSCHPGBPUSD
XQSCHPUSDUSD
XSSCHPUSDUSD
XUSCHPGBPUSD
XUSCHPUSDUSD
XVSCHPUSDUSD
XVSCHPGBPUSD
XWSCHPGBPUSD
XWSCHPUSDUSD
XXSCHPGBPUSD
XXSCHPUSDUSD
XZSCHPGBPUSD
XZSCHPUSDUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-07-17 · the fund's own published holdings.

#CompanyWeight
19WI TREASURY (CPI) NOTE2.9%
48TREASURY (CPI) NOTE0.5%
49SSC GOVERNMENT MM GVMXX0.3%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 85% of similar ETFs📈 Higher 1-yr return than 38%📈 Higher 3-yr return than 44%📈 Higher 5-yr return than 25%📊 Behind its category by 2.0% (1-yr) (category average +0.9%)📊 Behind its category by 1.5% (3-yr) (category average +1.6%)📊 Behind its category by 1.5% (5-yr) (category average -2.1%)

Versus the Bonds · United States · USD ETFs we track.

Advanced risk

0.04
Sortino (3y) ?
0.03
Calmar (3y) ?
2.9%
Downside deviation ?
50%
Up months (hit rate) ?
$27.15
52-week high ?
$26.18
52-week low ?

Concentration depth

~36 ?
Effective number of holdings

Roughly 49 companies are held, but the largest names carry most of the weight — so it behaves like ~36 equal-sized positions.

Estimated fund flows

+€24.8M
Estimated net flow, last month

Estimated from fund-size changes.

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 United States bonds
Compare side by side
6 similar funds
Schwab U.S. TIPS ETFSchwabYou're viewingiShares $ Treasury Bond 1-3yr UCITS ETFiSharesBroader matchiShares $ Treasury Bond 1-3yr UCITS ETFiSharesBroader matchiShares $ Treasury Bond 3-7yr UCITS ETFiSharesBroader matchSchwab Intermediate-Term U.S. Treasury ETFSchwabBroader matchSchwab Short-Term U.S. Treasury ETFSchwabBroader matchiShares $ Treasury Bond 3-7yr UCITS ETFiSharesBroader match
Why it's similarThis is the fund on this page.
BondsPhysical
BondsPhysical
BondsPhysical
BondsUnknownPhysical
BondsUnknownPhysical
BondsPhysical
Index trackedICE U.S. Treasury 1-3 Year Bond IndexICE U.S. Treasury 1-3 Year Bond IndexICE U.S. Treasury 3-7 Year Bond IndexICE U.S. Treasury 3-7 Year Bond Index
Yearly fee (TER)0.03%0.10%0.10%0.10%0.03%0.03%0.10%
All-in cost0.00%0.10%0.10%0.10%0.00%0.00%0.10%
Fund size€14.2B€14.9B€14.6B€12.6B€11.6B€11B€10.9B
DomicileUnited StatesIrelandIrelandIrelandUnited StatesUnited StatesIreland
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+0.2%+2.1%-0.2%+0.1%+0.1%
5-yr return p.a.-3.6%-0.1%-3.0%-1.2%-3.3%
# holdings499797931029793

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Data as of 2026-07-17 · Source: issuer data, compiled by Finance Hamster

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