State Street® Real Estate Select Sector SPDR® Premium Income ETF

What this fund is

State Street® Real Estate Select Sector SPDR® Premium Income ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker XLRI (ISIN US81369Y7610). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning listed property companies (REITs), which earn rent from buildings and usually pass much of it on to investors, spread across its target market. It passively tracks the S&P 500 Index index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include STATE STREET REAL ESTATE SELEC, SSI US GOV MONEY MARKET CLASS and STATE STREET REAL ESTATE SELEC JUL26 46 CALL.

It is typically held as a diversifier — a slice that behaves differently from mainstream shares — rather than as a portfolio's main engine. Its ongoing charge (TER) is 0.35% a year — about €35 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is paid out to you as cash (a distributing share class), and over the last year it paid out roughly 13.75% (its trailing yield). It holds the underlying investments directly (physical replication); it is domiciled in the United States and trades in USD.

Its price has swung about 11% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2025. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from SPDR.)