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US ETFs

A simple way to hold a slice of America's biggest companies in one fund.

Hundreds of large US companies, one fund

What US ETFs are

A US ETF is a fund that holds shares in many large American companies at once. An ETF (exchange-traded fund) trades on the stock market like a single share, so buying one gives you a small piece of everything inside it.

Most US ETFs follow a well-known index (a fixed list of companies). The S&P 500 tracks about 500 large US firms; the MSCI USA index tracks a similar large-and-mid-size group. When you buy the ETF, you roughly own a bit of each company on that list.

Beginners often like US ETFs because the companies are familiar and the fees are usually low. The thing to keep in mind: this is one country only. Everything you hold rises and falls with the US market, so it is less spread out than a whole-world fund.

At a glance

Common indexesS&P 500, MSCI USA
Companies held~500 (S&P 500) to ~600 (MSCI USA)
Typical yearly fee~0.03%–0.20%
Defining traitLarge US firms; heavily weighted to tech
Spread of riskOne country only — more concentrated than a world fund

Why beginners look here

Familiar big companies

You are holding names most people already recognise, which can make the fund easier to understand.

Usually low fees

Large US index ETFs are among the cheapest funds to hold, often well under 0.20% per year.

One country, less spread

Everything moves with the US market, so it is more concentrated than a global fund — a trade-off to weigh.

What to look for

Which index it tracks S&P 500 covers ~500 firms; a broader MSCI USA index adds mid-size ones — check which fits what you want.
The ongoing fee (TER) The total expense ratio is the yearly cost as a percentage; on big US ETFs it is often very small, so compare it.
Accumulating or distributing Accumulating funds reinvest dividends for you; distributing funds pay them out as cash — pick the one you prefer.
Fund size and currency A larger fund is usually easy to trade; also note the fund currency, since a US fund's value is tied to the US dollar.

Popular US ETFs

A few of the largest, pulled live from the screener — an example, not a recommendation.

See all US ETFs in the screener →

Good to know

Is a US ETF the same as buying the whole world?

No. It holds US companies only. A world ETF spreads across many countries, while a US ETF concentrates on one — just a different level of spread.

Why is it so weighted towards tech companies?

Some of the largest US firms are technology companies, and index funds hold more of the bigger companies, so tech makes up a large share.

Do I need US dollars to buy one?

Usually no. Many US ETFs are listed in Europe and traded in euros, though the underlying value still moves with the US dollar.

Related topics

Finance Hamster provides educational information about ETFs and investing. It is not investment, tax, or legal advice, and not a recommendation to buy or sell any security. Markets carry risk; do your own research or consult a licensed adviser.