Sets what the screen aims at. Grow wealth shows broad stock (equity) funds. Monthly income shows funds that pay real cash — distributing, with a yield of 2%+. Keep it steady shows lower-risk bond funds.

Based on each fund’s 3-year volatility — how much its price swings up and down. Roughly: Low under 12%, Medium 12–20%, High over 20%. Bigger swings can mean more long-run growth, but a bumpier ride.

Filters by where the fund invests — the countries its companies are based in. Global spreads your money across the whole world; a single region concentrates it.

Reinvesting (accumulating) rolls the dividends back into the fund automatically, so your money compounds. Pays you cash (distributing) sends them to your account as income.